Current Issues in Credit Unions
A podcast about credit unions and the issues they face daily hosted by attorneys who work in the credit union movement.
Faith, Brian, Guy and Rob welcome NCUA Vice Chairman Rodney Hood as our special guest this month!

Here are the topics:

--The overall state of the Credit Union System.
--Steps that should be taken to foster confidence in the Credit Union System.
--Succession Planning.
--The Credit Union Homeowners Affordability Relief Program.
--The new REALTORS Federal Credit Union:  is it the first of a new breed of credit unions?
--Evaluating Third Party Relationships.
--Can CUs still pursue viable member business loan programs during a recession?

The CIiCU hosts are:

Brian Witt
Member
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.fwwlaw.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


Direct download: CIiCU_31_Final.mp3
Category: podcasts -- posted at: 5:37 PM
Comments[0]

We're back!  Hal, Katherine and I enjoy a fun episode with special guest Matt Davis, the Credit Union Warrior.

Here are the topics:
--FACTA Update
--Share insurance:  changes, resources and marketing issues
--CUs, TARP and the bailout in general
--SAFE Mortgage Licensing Act
--ATM agreements with third parties
--Social media and credit unions update.
(The outtakes are worth listening to after the credits)

The CIiCU hosts are:

Brian Witt
Member
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


Direct download: CIiCU_30_October_2008_final.mp3
Category: podcasts -- posted at: 9:25 PM
Comments[0]

We'll be back in October!
Category: general -- posted at: 5:19 PM
Comments[0]

This month Charlie Williams from Blaylack and Williams is our guest.  Faith is off this month but Hal, Katherine and Rob mind the store.  Our Behind the Scenes video is in its second month and is now new and improved!  Here are the topics:

--Developing a Code of Ethics for a Board of Directors.

--Running a remote capture program at your credit union.

--Using flagging software across your share draft portfolio.

--Implementing a 10 hour 4 day workweek at your credit union.

--Post Merger net worth under Prompt Corrective Action.

--Criticism of CU Payday Lending Programs?

The CIiCU hosts are:

Brian Witt
Member
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441



Direct download: CIiCU_29_final.mp3
Category: podcasts -- posted at: 9:06 PM
Comments[0]

This month's special guest is Ginny Brady from Ufirst Federal Credit Union and The Boardcast.  Brian and Hal are off this month leaving Faith, Guy and Rob to hold down the fort.  Also this month we are trying something a little different with a behind the scenes web cam video of the show as it was recorded.

Here are the topics:
--Why is important to involve young people in the credit union movement?
--Credit Unions as safe places to put money:  a share insurance primer. 
--From a director’s perspective, how should credit unions use new media today?
--What should a credit union look for in hiring a compliance officer?
--Handling member death issues where there is no estate. 
--The Federal Reserve Board’s Final Rule amending Reg Z for home mortgage loans.
The CIiCU hosts are:

Brian Witt
Member
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com



Direct download: CIiCU_28_final.mp3
Category: podcasts -- posted at: 11:16 PM
Comments[0]

In a very special CIiCU, NCUA Board Member Gigi Hyland and her Senior Policy Advisor Gary Kohn return to the podcast!  Hal Scoggins is in for Brian Witt and Katherine Weber is in for Guy Messick.

Here are the topics:
--Discussion of the data collection proposal that was part of the Outreach Task Force recommendations
--Effective third party due diligence.
--Positive things for the credit union system to look forward to in the next five years.
--Disaster recovery plans in the wake of the recent flooding in the Midwest.
--Intellectual property due diligence
--A look at Member Business Loans today and in the future.

We did have some sound issues that arose during the recording of the show; we worked through them as best we could.
The CIiCU hosts are:

Brian Witt
Member
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441



Direct download: CIICU_27_final.mp3
Category: podcasts -- posted at: 9:55 PM
Comments[0]

Tim McAlpine is our guest this month from Currency Marketing.  Katherine Webber is in for Guy Messick.

Here are the topics:

--What is the future of social media and credit unions in the next 5 years?
--Can small credit unions survive over time in an increasingly competitive credit union environment?
--Credit Unions across the world: what are some advantages and disadvantages that credit unions have outside the United States compared to the U.S.
--How can credit unions develop innovative marketing programs to attract younger members?
--Truth in Savings Proposed Rule.
--Truth in Lending Proposed Rule.

The CIiCU hosts are:

Brian Witt
Member
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


Direct download: CIiCU_Episode_26_final.mp3
Category: podcasts -- posted at: 8:37 PM
Comments[1]

This month, Hal Scoggins is in for Brian Witt and we have Denise Wymore as our special guest.

Our format for the show is a little different this month.  Denise chats with us about Net Promoter Score and why she doesn’t like overdraft protection.  Guy talks about new developments in CUSO law and we finish with a brief discussion of credit unions and coffee houses.

Denise’s book is available here.

The CIiCU hosts are:

Brian Witt
Member
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


Direct download: Current_Issues_in_Credit_Unions_Episode_25.mp3
Category: podcasts -- posted at: 7:35 PM
Comments[1]

This is our 2nd anniversary of doing CIiCU!  This month, Hal Scoggins is in for Brian Witt and Katherine Weber is in for Guy Messick.  Here are the topics:

--How can you tell when a vendor is high risk?  (3:45)
--Tips on building a marketing campaign around a specific product.  (11:20)
--How law enforcement uses Suspicious Activity Reports.  (19:15)
--Dormant accounts and escheatment:  tips and traps.  (26:10)
--Tips on using employee pictures in ads and for identification.  (31:40)
--Dealing with requests to change how you report an account to a Consumer Reporting Agency.  (34:55)
--RESPA reform proposal put out by HUD.  (44:10)

The CIiCU hosts are:

Brian Witt
Member
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


Direct download: CIiCU_Episode_24_Final.mp3
Category: podcasts -- posted at: 12:07 PM
Comments[1]

This month, we are joined by Palmer Williams and Katherine Weber is in for Guy Messick.  Here are our topics:

--Identity theft: new developments.
--FACTA from the CUSO Perspective  (7:30)
--Brian's heads up:  Pitfalls with HSAs. (14:10)
--New proposed rule on the Family and Medical Leave Act.  (23:15)
--Special incentives for employees: should the CEO get a company car? (31:10)
--Employee cellphone use policy: how tough should you be?  (39:00)
--Update on the proposed VA CUSO Reg  (43:50)
--Does your credit union have Associate Directors?  Should it? (54:25)

The CIiCU hosts are:

Brian Witt
Member
Farleigh Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


Direct download: CIiCU_Episode_23_final.mp3
Category: podcasts -- posted at: 9:00 PM
Comments[0]

This month, Guy Messick returns!  Brian and Rob host as well but Faith is off this month.  Here are our topics:

--Truth in Lending:  Unfair or Deceptive Acts or Practices Proposed Rule.
--First Community's lawsuit against the IRS re:  UBIT.  (9:15)
--More on Managing Third Party Relationships.  (18:45)
--Tips and Traps:  filing the 1099(c) (27:15)
--Brian's Head's Up:  treatment of uninsured shares for NCUSIF deposit expense and a new wire fraud ring ripping off credit unions.  (31:40)
--33% of credit unions plan to convert to MSBs?!  (40:00)

The CIiCU hosts are:

Brian Witt
Member
Farleigh Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


Direct download: CIiCU_Episode_22.mp3
Category: podcasts -- posted at: 10:19 PM
Comments[0]

Throughout our 20 shows, we’ve offered tips on various topics.  This “best ofâ€? show puts many of those tip segments all in one episode.  (It also lets us take a vacation this month)!

--What are some tips for credit unions to remember when dealing with the death of a member?
-- Members with trust accounts:  quick tips for credit unions. (6:58)
--Down and dirty disaster recovery planning tips. (11:57)
--Tips on Truth in Lending advertising compliance.  (21:38)
--Tips on drafting suspicious activity report narratives. (29:41)
--Tips for credit unions handling wire transfers.  (38:30)
--Tips on dealing with the member's attorney.  (42:58)
--Going Paperless:  tips and traps.  (47:22)
--Tips on loan participation agreements.  (55:20)

The CIiCU hosts are:

Brian Witt
Member
Farleigh Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


 
Direct download: Best_of_CIiCU_1_final.mp3
Category: podcasts -- posted at: 4:48 PM
Comments[0]