Current Issues in Credit Unions
A podcast about credit unions and the issues they face daily hosted by attorneys who work in the credit union movement.
This month Faith, Hal, Katherine and Rob are joined by Tristam Coffin, CEO of Alternatives Federal Credit Union.  Here are the topics:

--Never ending Regulation Z update.
--Operational challenges facing credit unions in 2010.
--Reg E Overdraft Rules Effective 7/1/2010.
--What to do when you get an LUA?
--Big K Roundup (The "Robinhood" Foreclosure; Why do Banks Really Hate Credit Unions; www.findacreditunion.com;
Your Credit Union--There's an app for that--maybe?)

The CIiCU hosts are:

Brian Witt
Hal Scoggins
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.fwwlaw.com

Guy Messick
Katherine Weber
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


Direct download: ciicu_43_final.mp3
Category: podcasts -- posted at: 6:13 PM
Comments[0]

This month, Faith, Katherine & Rob bring you the following topics:

--Credit CARD Act update.
--HOEPA update.
--Regulation GG.
--Pandemic preparation.
--Ugottaloan
--Big K Roundup (To Tweet or Not to Tweet; New Developments on Consumer Protection Agency; The Protocol--How Will it Impact a Credit Union's Relationship with its Broker-Dealer)

The CIiCU hosts are:

Brian Witt
Hal Scoggins
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.fwwlaw.com

Guy Messick
Katherine Weber
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


Direct download: CIiCU_42_final.mp3
Category: podcasts -- posted at: 6:31 PM
Comments[0]

Faith, Brian, Katherine & Rob bring you the following topics:

--Potential shorting of compliance date on the Credit CARD Act (and other updates)
--Changes to the GFE and RESPA.
--New rules for IAT.
--Official UBIT Victory
--End to Overdraft Protection As We Know It?
--Credits Unions Likely to be Swept into the Consumer Financial Protection Agency
--Extraordinary Philanthropic Gestures by Credit Unions

The CIiCU hosts are:

Brian Witt
Hal Scoggins
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.fwwlaw.com

Guy Messick
Katherine Weber
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


Direct download: CIiCU_41_final.mp3
Category: podcasts -- posted at: 5:36 PM
Comments[0]

David Reed, the CU Doctor is our guest this month.  Faith, Brian, Guy, Katherine and Rob host.  Here are the topics:

--Credit CARD Act ongoing madness.
--Bankruptcy Cramdowns.
--Speculation as to what’s going to happen on closed end loans by way of new regulations.
--Big K Roundup.
--Bad Debt Restructuring

The CIiCU hosts are:

Brian Witt
Member
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.fwwlaw.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


Direct download: CIiCU_40_final.mp3
Category: podcasts -- posted at: 6:00 PM
Comments[0]

It's Hal, Katherine and Rob this month.  Here are the topics:

--More on the changes to Regulation Z and the Credit CARD Act.
--Truth in Savings final rule
--Thoughts on the proposed Consumer Financial Protection Agency.
--Regulatory Restructuring
--credit unions attracting gen-Y (drop the bank campaign and face book)
--credit unions helping troubled states (AZ, CA and PA--CUs giving IOU and helping states make payroll etc)
--Are these economic times giving regulators a new perspective on payday loans? (VA created a pay day loan program)
--Devices that can help credit unions go paperless.

The CIiCU hosts are:

Brian Witt
Member
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.fwwlaw.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


Direct download: CIiCU_39_final.mp3
Category: podcasts -- posted at: 7:25 PM
Comments[0]

Faith, Hal, Guy, Katherine and Rob bring you a spirited discussion on share insurance, Red Flags, the Credit CARD Act, and more on Corporate Stabilization.  Katherine brings us her segment, The Big K Roundup and covers Connecticut low interest student loans and Mortgage Modifications.

The CIiCU hosts are:

Brian Witt
Member
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.fwwlaw.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


Direct download: CIiCU_38_final.mp3
Category: podcasts -- posted at: 9:17 PM
Comments[0]

This month we have an accountant on the show for the first time!  Steve Lillie from Lillie and Company, Inc. joins Faith, Brian, Guy, Katherine and me.  Here are the topics:

--Handling the Corporate Stabilization Plan from one accountant's perspective.

--What the new credit card legislation means for credit unions.

--The return of Deborah Matz to NCUA.

--Mortgage Disclosure Improvement Act (MDIA)

--New Segment-- The Big K Roundup:

1.  Community First Credit Union's UBIT case.   

2.  New kind of fraud--third party is submitting loan apps on behalf of small businesses but using false information and taking 7.9% from people to originate the loans.

3.  Developments in member business lending--potential bill to be reintroduced/sponsored by Schumer in NY to take away the member business lending cap.  An interesting fact re loan default for commercial loans is that from about 1998-2008 almost consistently (and overall throughout that time frame) credit unions have had significantly lower default rates as compared to banks.

The CIiCU hosts are:

Brian Witt
Member
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.fwwlaw.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441

Direct download: CIiCU_37_final.mp3
Category: podcasts -- posted at: 6:26 PM
Comments[1]

It's our 3rd Anniversary!  3 years of CIiCU.  Faith, Brian, Guy and I bring you today's show.  Here are the topics:

--Corporate Stabilization Update.

--Negative predictions:  regulator consolidation, loss of tax status, CU consolidation, trade associations and leagues going away and the loss of the dual charter system.  Let’s discuss each of these in turn.  How likely is it?  How would it affect the movement?  What is the alternative?

--UDAP and credit cards:  update.

--Adverse Action:  tips and traps.

--Bad employee YouTube videos.

The CIiCU hosts are:

Brian Witt
Member
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.fwwlaw.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


Direct download: CIiCU_36_final.mp3
Category: podcasts -- posted at: 6:42 PM
Comments[0]

Hal Scoggins, Katherine Weber and yours humbly bring you the show this month.  Here are the topics:

--Corporate Stabilization Update.
--Wrongful repossession:  tips and traps.
--Loan modifications, forbearance agreements and refinancing.
--Fincen SAR sharing proposal.
--Credit Unions and Student Loans.
--New NCUA sign

The CIiCU hosts are:

Brian Witt
Member
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.fwwlaw.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441



Direct download: CIiCU_35_final.mp3
Category: podcasts -- posted at: 6:49 PM
Comments[0]

Faith, Brian, Guy, Katherine and Rob discuss the latest happenings in the credit union movement and some common legal questions facing credit unions.  Here are the topics:

--CUNA's GAC update.
--Disclosure Requirements for Refinancings and Modifications.
--Living Trusts:  Best Practices.  (Episode 21 and before)
--Regulation D tips and traps (update from episode 3)
--FTC Report on FDCPA
--Ethical issues concerning employee activities while not on the job.

The CIiCU hosts are:

Brian Witt
Member
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.fwwlaw.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


Direct download: CIiCU_34_final.mp3
Category: podcasts -- posted at: 4:05 PM
Comments[0]

Faith, Brian, Guy, Katherine and Rob bring you the first CIiCU episode of 2009.  Here are the topics:

--Data Breach Mania!  Security response programs revisited.    (This is getting crazy right now).
--Reg Z final rule
--TARP and bailout update.
--Contest considerations.
--Mortgage cram-downs in bankruptcy.
--Bond claim tips and traps.
--Remote capture update.
--Hunker down or get active?

The CIiCU hosts are:

Brian Witt
Member
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.fwwlaw.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


Direct download: CIiCU_33_Final.mp3
Category: podcasts -- posted at: 3:35 PM
Comments[1]

Special Guest Morriss Partee joins Faith, Brian, Hal and Rob on our last show for 2008.  Here are the topics:

--New credit card rules.

--Final CUSO changes.

--CUs in the U.S. turned 100 years old one month ago. Are they as relevant today as they were when they were founded just after the turn of the previous century? 90 million Americans belong to a CU, which is approx. 45% of the economically active population. Is the glass half full or half empty? (And they hold only about 6% of total FI assets.) There were 23,000 CUs at their peak in the 1970s. At the turn of the millennium, we were at about 11,000. Now we're down to 8000. What exactly has it been that has caused CUs to be as successful as they have been in their first hundred years? Is it the low rates? The common bond? Or is each CU unique in what makes it successful? Are credit union mergers accelerating or decelerating, and where does it all end? Should we just throw in the towel right now and create one giant credit union that services the entire nation?

--Given these newfound tough economic times, what should CUs be doing to effectively get their message out?

--How can CUs get involved with the new online social networking and social media tools to get the word out?

--Many people are calling for CUs to develop some sort of national branding program. Is that the magic bullet that's missing from having greater numbers of people joining and fully utilizing credit union services, or would that be a huge waste of time and money?

--Compliance advisors:  when should a CU use a non-lawyer versus a lawyer?

--CiiCU in 2009 meta. (suggestions for guests, format etc.)

The CIiCU hosts are:

Brian Witt
Member
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.fwwlaw.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


Direct download: ciicu_32_final_2.mp3
Category: podcasts -- posted at: 3:01 PM

Faith, Brian, Guy and Rob welcome NCUA Vice Chairman Rodney Hood as our special guest this month!

Here are the topics:

--The overall state of the Credit Union System.
--Steps that should be taken to foster confidence in the Credit Union System.
--Succession Planning.
--The Credit Union Homeowners Affordability Relief Program.
--The new REALTORS Federal Credit Union:  is it the first of a new breed of credit unions?
--Evaluating Third Party Relationships.
--Can CUs still pursue viable member business loan programs during a recession?

The CIiCU hosts are:

Brian Witt
Member
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.fwwlaw.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


Direct download: CIiCU_31_Final.mp3
Category: podcasts -- posted at: 5:37 PM
Comments[0]

We're back!  Hal, Katherine and I enjoy a fun episode with special guest Matt Davis, the Credit Union Warrior.

Here are the topics:
--FACTA Update
--Share insurance:  changes, resources and marketing issues
--CUs, TARP and the bailout in general
--SAFE Mortgage Licensing Act
--ATM agreements with third parties
--Social media and credit unions update.
(The outtakes are worth listening to after the credits)

The CIiCU hosts are:

Brian Witt
Member
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


Direct download: CIiCU_30_October_2008_final.mp3
Category: podcasts -- posted at: 9:25 PM
Comments[0]

This month Charlie Williams from Blaylack and Williams is our guest.  Faith is off this month but Hal, Katherine and Rob mind the store.  Our Behind the Scenes video is in its second month and is now new and improved!  Here are the topics:

--Developing a Code of Ethics for a Board of Directors.

--Running a remote capture program at your credit union.

--Using flagging software across your share draft portfolio.

--Implementing a 10 hour 4 day workweek at your credit union.

--Post Merger net worth under Prompt Corrective Action.

--Criticism of CU Payday Lending Programs?

The CIiCU hosts are:

Brian Witt
Member
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441



Direct download: CIiCU_29_final.mp3
Category: podcasts -- posted at: 9:06 PM
Comments[0]

This month's special guest is Ginny Brady from Ufirst Federal Credit Union and The Boardcast.  Brian and Hal are off this month leaving Faith, Guy and Rob to hold down the fort.  Also this month we are trying something a little different with a behind the scenes web cam video of the show as it was recorded.

Here are the topics:
--Why is important to involve young people in the credit union movement?
--Credit Unions as safe places to put money:  a share insurance primer. 
--From a director’s perspective, how should credit unions use new media today?
--What should a credit union look for in hiring a compliance officer?
--Handling member death issues where there is no estate. 
--The Federal Reserve Board’s Final Rule amending Reg Z for home mortgage loans.
The CIiCU hosts are:

Brian Witt
Member
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com



Direct download: CIiCU_28_final.mp3
Category: podcasts -- posted at: 11:16 PM
Comments[0]

In a very special CIiCU, NCUA Board Member Gigi Hyland and her Senior Policy Advisor Gary Kohn return to the podcast!  Hal Scoggins is in for Brian Witt and Katherine Weber is in for Guy Messick.

Here are the topics:
--Discussion of the data collection proposal that was part of the Outreach Task Force recommendations
--Effective third party due diligence.
--Positive things for the credit union system to look forward to in the next five years.
--Disaster recovery plans in the wake of the recent flooding in the Midwest.
--Intellectual property due diligence
--A look at Member Business Loans today and in the future.

We did have some sound issues that arose during the recording of the show; we worked through them as best we could.
The CIiCU hosts are:

Brian Witt
Member
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441



Direct download: CIICU_27_final.mp3
Category: podcasts -- posted at: 9:55 PM
Comments[0]

Tim McAlpine is our guest this month from Currency Marketing.  Katherine Webber is in for Guy Messick.

Here are the topics:

--What is the future of social media and credit unions in the next 5 years?
--Can small credit unions survive over time in an increasingly competitive credit union environment?
--Credit Unions across the world: what are some advantages and disadvantages that credit unions have outside the United States compared to the U.S.
--How can credit unions develop innovative marketing programs to attract younger members?
--Truth in Savings Proposed Rule.
--Truth in Lending Proposed Rule.

The CIiCU hosts are:

Brian Witt
Member
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


Direct download: CIiCU_Episode_26_final.mp3
Category: podcasts -- posted at: 8:37 PM
Comments[1]

This month, Hal Scoggins is in for Brian Witt and we have Denise Wymore as our special guest.

Our format for the show is a little different this month.  Denise chats with us about Net Promoter Score and why she doesn’t like overdraft protection.  Guy talks about new developments in CUSO law and we finish with a brief discussion of credit unions and coffee houses.

Denise’s book is available here.

The CIiCU hosts are:

Brian Witt
Member
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


Direct download: Current_Issues_in_Credit_Unions_Episode_25.mp3
Category: podcasts -- posted at: 7:35 PM
Comments[1]

This is our 2nd anniversary of doing CIiCU!  This month, Hal Scoggins is in for Brian Witt and Katherine Weber is in for Guy Messick.  Here are the topics:

--How can you tell when a vendor is high risk?  (3:45)
--Tips on building a marketing campaign around a specific product.  (11:20)
--How law enforcement uses Suspicious Activity Reports.  (19:15)
--Dormant accounts and escheatment:  tips and traps.  (26:10)
--Tips on using employee pictures in ads and for identification.  (31:40)
--Dealing with requests to change how you report an account to a Consumer Reporting Agency.  (34:55)
--RESPA reform proposal put out by HUD.  (44:10)

The CIiCU hosts are:

Brian Witt
Member
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


Direct download: CIiCU_Episode_24_Final.mp3
Category: podcasts -- posted at: 12:07 PM
Comments[1]

This month, we are joined by Palmer Williams and Katherine Weber is in for Guy Messick.  Here are our topics:

--Identity theft: new developments.
--FACTA from the CUSO Perspective  (7:30)
--Brian's heads up:  Pitfalls with HSAs. (14:10)
--New proposed rule on the Family and Medical Leave Act.  (23:15)
--Special incentives for employees: should the CEO get a company car? (31:10)
--Employee cellphone use policy: how tough should you be?  (39:00)
--Update on the proposed VA CUSO Reg  (43:50)
--Does your credit union have Associate Directors?  Should it? (54:25)

The CIiCU hosts are:

Brian Witt
Member
Farleigh Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


Direct download: CIiCU_Episode_23_final.mp3
Category: podcasts -- posted at: 9:00 PM
Comments[0]

This month, Guy Messick returns!  Brian and Rob host as well but Faith is off this month.  Here are our topics:

--Truth in Lending:  Unfair or Deceptive Acts or Practices Proposed Rule.
--First Community's lawsuit against the IRS re:  UBIT.  (9:15)
--More on Managing Third Party Relationships.  (18:45)
--Tips and Traps:  filing the 1099(c) (27:15)
--Brian's Head's Up:  treatment of uninsured shares for NCUSIF deposit expense and a new wire fraud ring ripping off credit unions.  (31:40)
--33% of credit unions plan to convert to MSBs?!  (40:00)

The CIiCU hosts are:

Brian Witt
Member
Farleigh Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


Direct download: CIiCU_Episode_22.mp3
Category: podcasts -- posted at: 10:19 PM
Comments[0]

Throughout our 20 shows, we’ve offered tips on various topics.  This “best ofâ€? show puts many of those tip segments all in one episode.  (It also lets us take a vacation this month)!

--What are some tips for credit unions to remember when dealing with the death of a member?
-- Members with trust accounts:  quick tips for credit unions. (6:58)
--Down and dirty disaster recovery planning tips. (11:57)
--Tips on Truth in Lending advertising compliance.  (21:38)
--Tips on drafting suspicious activity report narratives. (29:41)
--Tips for credit unions handling wire transfers.  (38:30)
--Tips on dealing with the member's attorney.  (42:58)
--Going Paperless:  tips and traps.  (47:22)
--Tips on loan participation agreements.  (55:20)

The CIiCU hosts are:

Brian Witt
Member
Farleigh Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


 
Direct download: Best_of_CIiCU_1_final.mp3
Category: podcasts -- posted at: 4:48 PM
Comments[0]

This month it's Brian and Katherine and Rob.  Here are our topics:

--State to Federal charter conversions:  is this an issue nationwide?  Are there any states that either don’t have dual chartering or very few of one or the other?  Is dual chartering still important?  (4:32)
--Red Flags in FACTA update. (14:03)
--Form W-8BEN Procedures & best practices. (19:37)
--Funds availability primer.  (25:35)
--Notary Public Best Practices.  (30:42)
--Pros and Cons of Identity Theft Protection Companies.   (35:15)
--Regulatory challenges to mobile banking?  (41:35)

The CIiCU hosts are:

Brian Witt
Member
Farleigh Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441



Direct download: CIiCU_Episode_20.mp3
Category: podcasts -- posted at: 9:28 PM
Comments[0]

This month, Shari Storm is our guest from Verity Credit Union.  Katherine Weber is in for Guy Messick and Brian Witt returns after his sabbatical.  We discuss the following topics:

--What if consumers could sell their own data?  Can credit unions work with members to maximize the value of their personal data?
--Do parents make better managers?  Do the skills you learn when raising children parallel the skills you need to be a good corporate leader?   (11:15)
--Regulation Z update (18:56)
--Member Inspection of Credit Union Books, Records, and Minutes Final Rule Follow Up. (31:50)
--The Affiliate Marketing Rule.  (37:40)
--How far should you go into your member’s business under BSA? (42:20)
--Discrimination traps in credit union incentive programs. (48:10)

The CIiCU hosts are:

Brian Witt
Member
Farleigh Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441




Direct download: CIiCU_Episode_19.mp3
Category: podcasts -- posted at: 8:38 PM
Comments[2]

This month on Current Issues in Credit Unions, Hal Scoggins is in for Brian Witt and Katherine Weber is in for Guy Messick.  Stan Spence is our guest from Pentagon Federal Credit Union.  We discuss the following topics:

--Working with Members in the Military.
           --Final Rule:  Limitations on Terms of Consumer Credit Extended to Service Members and Dependents.
           --Servicemember’s Civil Relief Act
           --Tips on working with Members in the Military
--Going Paperless:  tips and traps.  (32:16)
--Proposed Guidance on Garnishment of Exempt Federal Benefit Funds.  (40:12)
--NCUA proposal on Members' Access to books and records.  (50:43)

The CIiCU hosts are:

Brian Witt
Member
Farleigh Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441

Direct download: CIiCU_Episode_18.mp3
Category: podcasts -- posted at: 3:25 PM
Comments[0]

This month on Current Issues in Credit Unions, we have special guest Joe Melchione, Esq.  Joe recently represented Continental Federal Credit Union in defending an unsolicited takeover bid.  We discuss the following topics:

--Preventing the hostile takeover of a credit union by another financial institution and fiduciary duties of credit union boards of directors in the merger context.
--Purchasing check cashing companies with a CUSO.  (39:54)
--How much can a BSA audit cost you?  (48:58)

The CIiCU hosts are:

Brian Witt
Member
Farleigh Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


Direct download: CIiCU_Episode_17.mp3
Category: podcasts -- posted at: 8:26 PM
Comments[4]

This month on Current Issues in Credit Unions, Hal Scoggins subs for Brian Witt and Katherine Weber subs for Guy Messick.  We discuss the following topics:


--No Loss Policies & Member Expulsion.  (1:09)
--Truth in Lending Changes, Part II.  Change in terms notices, penalty APR disclosures, new format for periodic statements, open end lending.  (9:29)
--Walmart and Credit Unions.  (17:49)
--Credit Union Leagues:  changing with the movement?  (22:23)
--Understanding the litigation process.  (27:21)
--Overdraft protection and ATMs:  should credit unions be concerned?  (35:19)

The CIiCU hosts are:

Brian Witt
Member
Farleigh Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


Direct download: CIiCU_Episode_16.mp3
Category: podcasts -- posted at: 11:01 AM
Comments[1]

This month on Current Issues in Credit Unions, Hal Scoggins subs for Brian Witt and we discuss the following:

--New proposed changes in the electronic delivery of documents.  (1:13)
--Proposed rule on Truth in Lending.  (11:48)
--CU accounts for non-US residents or illegal immigrants.  (20:59)
--Identity Theft and the President’s Counsel’s new report.  (26:12)
--Proposed Rule on FCU bylaws.  (31:19)
--the fiduciary duties of boards and rights of members in mergers and conversions. (36:53)
--Marketing a credit union’s ability to pay interest on commercial accounts.  (50:55)

The CIiCU hosts are:

Brian Witt
Member
Farleigh Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441

Direct download: Ciicu_episode_15_post.mp3
Category: podcasts -- posted at: 11:12 PM
Comments[2]

This month we have Trey Reeme and Brent Dixon from Trabian on the show as guests.

Here are this month’s topics:

--Social Media, Web 2.0 and making money: is it possible?  (1:15)
--Credit Unions and Technology: what happens if you don’t keep up?  (26:47)
--The Effectiveness of Annoying Marketing  (35:01)
--Annual Meetings: Do’s and Don’ts.  (39:32)

The CIiCU hosts are:

Brian Witt
Member
Farleigh Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441

Direct download: CIiCU_Episode_14.mp3
Category: podcasts -- posted at: 6:54 PM
Comments[4]

On our one year anniversary show, we talk about the following topics:

--Starting a credit union from scratch:  what would it look like?       (3:14)
--Disclosure of merger related compensation arrangements.            (9:39)
--Member inspection of credit union books, records and minutes.   (15:22)
--Dealing with Summer dress code issues.                                    (26:50)
--Advertising traps concerning field of membership.                       (34:09)
--Wings/ Continental update.        (40:41)
--Zopa update.               (49:46)

The CIiCU hosts are:

Brian Witt
Member
Farleigh Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com


Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com


Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp


Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


 


Direct download: CIiCU_Episode_13.mp3
Category: podcasts -- posted at: 7:33 PM
Comments[7]

Guy Messick could not be with us this month, but his partner Katherine Weber, Esq. has appeared in his stead.

This month, we talk about:

--More Ubit Updates  (1:16)
--Wings FCU and Continental FCU  (19:16)
--New Regulatory Focus on Vendor Contract Due Dilligence  (31:35)
--BSA Challenges in Shared Branching  (40:49)
--California's Elder Abuse Statute  (46:39)

The CIiCU hosts are:

Brian Witt
Member
Farleigh Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com


Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com


Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp


Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441


Direct download: CIiCU_Episode_12.mp3
Category: podcasts -- posted at: 8:11 PM
Comments[6]

This is a special episode of CIiCU.  Guy Messick interviews the following  CUNA Governmental Affairs Conference attendees while at the show:

Simone Lagomarsino   (4:18)
Karen Morgan             (7:37)
Fred Becker Jr.           (12:40)
Tom Davis                 (16:50)
Vic Pantea                  (22:55)
Katherine Weber         (37:28)

We hope you enjoy it.  Our normal show will return later this month.

Direct download: CIiCU_GAC_Special.mp3
Category: podcasts -- posted at: 9:20 PM
Comments[3]

This month on CIiCU we have a line-up change as Gwen Baker has left the show.  Gwen will be missed; we all wish her well.

Faith Anderson from American Airlines Credit Union joins us as our new co-host.  Welcome Faith!!!

Here are this month's topics:

--UBIT:  Latest updates on new input from the NCUA and IRS.  (2:45)
--The new Suspicious Activity Report form.  (14:20)
--The Bank Bribery Act:  a primer.  (18:15)
--RESPA lawsuits:  how do financial institutions get into trouble?  (26:13)
--Fraud prevention updates  (30:13)
--Tips on dealing with the member's attorney.  (42:01)
--2007 National Defense Authorization Act  (46:16)
--Is the SAR report a loophole in the RFPA?  (51:23)

The CIiCU hosts are:

Brian Witt
Member
Farleigh Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com


Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com


Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035
https://www.aacreditunion.org/default.asp


Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441

Direct download: Current_Issues_in_Credit_Unions_Episode_11.mp3
Category: podcasts -- posted at: 4:15 PM
Comments[10]

This month on Current Issues in Credit Unions, Bruce Jolly, Esq. from Venable LLP is our special guest. We devote the entire episode to discussing the Nationwide Bank purchase of Nationwide Federal Credit Union as Bruce was lead counsel on this unique transaction.


The CIiCU hosts are:

Brian Witt
Member
Farleigh Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Gwen Baker
Of Counsel
Venable LLP
575 7th Street, NW
Washington, District of Columbia 20004
(202) 344-4943
(202) 344-8300 (fax)
http://www.venable.com

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441

Direct download: CIiCU_Episode_10.mp3
Category: podcasts -- posted at: 9:37 PM
Comments[2]

This month on CIiCU, we are joined by Doug True of FORUM Credit Union and FORUM Solutions. Here are the topics for Episode 9:

--Latest efforts by VISA to enforce data security standards and if these efforts will help (1:43)

--How do the new email rules in the Federal Rules of Civil Procedure affect credit unions. (7:28)

--New concepts in credit union marketing. (web sites, podcasting, viral) (15:51)

--Right to Financial Privacy Act: a Primer. (27:09)

--Credit Union products: beyond the basics. (New CU products we’re seeing) (31:55)

--Using credit reports and credit scores legally and effectively. (39:46)

--Further update on Zopa (47:41)

The CIiCU hosts are:

Brian Witt
Member
Farleigh Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Gwen Baker
Of Counsel
Venable LLP
575 7th Street, NW
Washington, District of Columbia 20004
(202) 344-4943
(202) 344-8300 (fax)
http://www.venable.com

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441

Direct download: Current_Issues_in_Credit_Unions_Episode_9.mp3
Category: podcasts -- posted at: 8:16 PM
Comments[5]

This month on CIiCU, Faith Anderson, General Counsel of American Airlines Credit Union joined us as our guest.  Here are the topics for Episode 8:

--How do the electronic check conversion regulations effective on 1/1/07 affect credit unions?  (2:01)
--Tips for credit unions handling wire transfers.  (5:52)
--Advantages (and challenges) to using a CUSO to form a title insurance and escrow company.  (9:11)
--Are non-traditional mortgages good for your members?  (13:49)
--Listener Question:  how do you handle member debit/credit card liability issues when a member uses a pin number in the transaction?  (21:35)
--Credit union liability in elder abuse claims where there are allegations that the credit union could have stopped fraud against the elderly member.  (38:52)
--Can credit unions “fee outâ€? accounts or close accounts for inactivity?  (43:53)
--Business accounts:  tips and traps.  (49:22)
--Collecting your delinquent courtesy pay/ overdraft protection accounts (54:43)

The CIiCU hosts are:

Brian Witt
Member
Farleigh Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Gwen Baker
Of Counsel
Venable LLP
575 7th Street, NW
Washington, District of Columbia 20004
(202) 344-4943
(202) 344-8300 (fax)
http://www.venable.com

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441




Direct download: Current_Issues_in_Credit_Unions_Episode_8.mp3
Category: podcasts -- posted at: 7:05 PM
Comments[18]

This month on CIiCU, Stephen Edwards, Esq.  joined us as our guest.  Here are this month's topics:

--Zopa Update (Peer to Peer Lending).            (3:40)

--Disclosures, Memory and the ADA.            (11:13)

--Reg.  CC holds:  compliance pitfalls.            (14:43)

--Tips on Truth in Lending advertising compliance.        (23:29)

--Nonmember services and lending.                (31:29)

--How will the online gambling ban affect credit unions?    (36:40)

--Reg E changes to payroll cards.                (40:30)

--Paid tuition plans for employees.                (47:15)

--Fair Lending:  compliance tips.                (51:05)

--Minor accounts:  developing business with young people.    (55:07)

The CIiCU hosts are:

Brian Witt
Member
Farleigh Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Gwen Baker
Of Counsel
Venable LLP
575 7th Street, NW
Washington, District of Columbia 20004
(202) 344-4943
(202) 344-8300 (fax)
http://www.venable.com

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441



Direct download: Current_Issues_in_Credit_Unions_Episode_7.mp3
Category: podcasts -- posted at: 9:42 PM
Comments[10]

This month on CIiCU, David A. Reed, Vice President and General Counsel for Apple Federal Credit Union in Fairfax Virginia joined us as our guest.  Here are this month's topics:

Tellers gone bad:  What do you do when you have a teller with a seriously short drawer or an employee who embezzles?  (00.50)

Government subsidized lending:  how can credit unions make money through small business loans, student loans and other government programs?  (15:24)

CUSO governance:  who should be on the board and who should manage your CUSOs.  (27:43)

Selling identity theft protection to your members.  What's available and does it offer your members value?  (32:53)

The Moorish National Birthright Name and other popular tax scams:  how to avoid them.  (41:59)

Managing On Us checks.  (50:21)

Tips on drafting suspicious activity report narratives.  (55:04)

The CIiCU hosts are:

Brian Witt
Member
Farleigh Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Gwen Baker
Of Counsel
Venable LLP
575 7th Street, NW
Washington, District of Columbia 20004
(202) 344-4943
(202) 344-8300 (fax)
http://www.venable.com

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441



Direct download: Current_Issues_in_Credit_Unions_Episode_6.mp3
Category: podcasts -- posted at: 8:55 PM
Comments[4]

This month on CIiCU, Trey Reeme from Trabian and the Open Source CU blog  joined us as our guest (http://www.opensourcecu.com).  Here are this month's topics:

1.  Should a board of directors skip the approval of a credit union's financials?  How does this affect a director's protection under the Business Judgment Rule?  (01:22)

2.  Ways a credit union can improve its bottom line.  (07:00)

3.  Credit unions frequently have questions as to how to deal with member accounts when the member dies.  What are some tips for credit unions to remember when dealing with the death of a member?  (17:42)

4.  Google bombing and internet libel:  how should a credit union handle these attacks from a marketing and legal perspective.  (23:39)

5.  Members with trust accounts:  quick tips for credit unions.  (40:25)

6.  Handling Powers of Attorney:  issues and answers.  (45:17)

7.  Subpoenas and child support orders:  when to respond, when to ignore.  (49:18)

The CIiCU hosts are:

Brian Witt
Member
Farleigh Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Gwen Baker
Of Counsel
Venable LLP
575 7th Street, NW
Washington, District of Columbia 20004
(202) 344-4943
(202) 344-8300 (fax)
http://www.venable.com

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441

Direct download: Current_Issues_in_Credit_Unions_Episode_5.mp3
Category: podcasts -- posted at: 8:11 PM
Comments[2]

This month on CIiCU, Gigi Hyland, Board Member of the National Credit Union Administration and Gary Kohn, Senior Policy Advisor of the NCUA joined us as our guests.  Here are this month's topics:

  1. CUNA has recently asked the NCUA for more guidance on filing SAR reports.  Informally speaking, when should a credit union NOT file a SAR?  (00:56)
  2. Keeping with the BSA topics, how are credit unions handling the requirement to monitor structured transactions?  Should credit unions invest in software to do this?  What else should credit unions be aware of with respect to structured transactions and other CTR and SAR events?  (13:26)
  3. Should more credit unions be looking at TIPs to expand their fields of membership?  (22:27)
  4. Discussion of:  "We have met the enemy and it is us."  (Guy Messick's recent article in Credit Union Times).  (28:10)
  5. What are the major future legal challenges that credit unions may face in the next five to ten years?  (34:26)


The CIiCU hosts are:

Brian Witt
Member
Farleigh Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Gwen Baker
Of Counsel
Venable LLP
575 7th Street, NW
Washington, District of Columbia 20004
(202) 344-4943
(202) 344-8300 (fax)
http://www.venable.com

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441
Direct download: Current_Issues_in_Credit_Unions_Episode_4.mp3
Category: podcasts -- posted at: 4:55 PM
Comments[4]

(00:52) 1.  FFIEC multi-factor authentication compliance.
(07:37) 2.  "Member Authentication" for phone based transactions.
(11:18) 3.  Unlawful Credit Denials under ECOA/FCRA - FDIC Financial Institution Letter 22-2006.
(15:30) 4.  Compliance for Skip Payment Programs.
(20:43) 5.  Financial Institutions Inability to Recover Expenses Arising from Data Breach Banknorth v. BJ's Wholesale Club.
(28:03) 6.  FACTA Update- Proposed Rules for Identity Theft Red Flags (§ 114) and Address Discrepancies (§ 315).
(33:54) 7.  When a payday lender calls to verify funds or represent a check, what should a credit union do?
(38:15) 8.  Creative CEO compensation:  what's out there for the manger besides just a paycheck?
(44:58) 9.  FCU Bylaws - Corporate Governance Stuck in Last Millenium?
(52:11) 10. What do credit unions need to be careful with regarding Reg. D account transfer rules?

The CIiCU hosts are:

Brian Witt
Member
Farleigh Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Gwen Baker
Of Counsel
Venable LLP
575 7th Street, NW
Washington, District of Columbia 20004
(202) 344-4943
(202) 344-8300 (fax)
http://www.venable.com

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.weltman.com

Direct download: Current_Issues_in_Credit_Unions_Episode_3.mp3
Category: podcasts -- posted at: 10:02 PM
Comments[5]

In this episode of Current Issues in Credit Unions, we discuss:

--New regulatory guidance on non-traditional real estate lending products.
--Tracking non-member information as part of your BSA policy.
--Down and dirty disaster recovery policy tips.
--Credit Unions v. Payday Lenders:  OH and NC developments.
--Credit Union issues with Open-End Automobile Lending.
--(listener question) P2P lending, legal issues arising with credit unions who choose to blog with their members
--(listener question) Is use of two-factor authentication a choice that can be made by the member, or something that - once implemented - is required for use of online services.
--Tips and Traps in Loan Participation Agreements.


The CIiCU hosts are:

Brian Witt
Member
Farleigh Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Gwen Baker
Of Counsel
Venable LLP
575 7th Street, NW
Washington, District of Columbia 20004
(202) 344-4943
(202) 344-8300 (fax)
http://www.venable.com

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.weltman.com

Direct download: Current_Issues_in_Credit_Unions_Episode_2.mp3
Category: podcasts -- posted at: 8:48 PM
Comments[4]

Current Issues in Credit Unions is a podcast about credit unions and the issues they face daily.  CIiCU is hosted by attorneys who work in the credit union movement.  In this episode of Current Issues in Credit Unions, we discuss:

-Courtesy Pay, where are we now?
-CUSO taxation updates.
-Selling Repossessed vehicles on Ebay
-Tips to avoid trouble in CU mergers.
-CU Board Governance Best Practices
-Dealing with difficult members
-Dangers of Collateral Protection Insurance

The CIiCU hosts are:

Brian Witt
Member
Farleigh Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone: 503-228-6044
Fax: 503-228-1741
http://www.farleighwitt.com

Guy Messick
Member
Messick & Weber P.C.
The Madison Building, 108 Chesley Drive
Media, Pennsylvania 19063-1712
Telephone: 610-891-9000
Fax: 610-891-9008
http://www.cusolaw.com

Gwen Baker
Of Counsel
Venable LLP
575 7th Street, NW
Washington, District of Columbia 20004
(202) 344-4943
(202) 344-8300 (fax)
http://www.venable.com

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone: 216-739-5004
Fax: 216-739-5642
http://www.weltman.com

 

Direct download: Current_Issues_in_Credit_Unions_Episode_1.mp3
Category: podcasts -- posted at: 7:03 PM
Comments[3]