Wed, 1 July 2009 Faith, Hal, Guy, Katherine and Rob bring you a spirited discussion on share insurance, Red Flags, the Credit CARD Act, and more on Corporate Stabilization. Katherine brings us her segment, The Big K Roundup and covers Connecticut low interest student loans and Mortgage Modifications.The CIiCU hosts are: Brian Witt Guy Messick Faith Anderson Robert Rutkowski Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441 Comments[0] |
Wed, 27 May 2009 This month we have an accountant on the show for the first time! Steve Lillie from Lillie and Company, Inc. joins Faith, Brian, Guy, Katherine and me. Here are the topics:--Handling the Corporate Stabilization Plan from one accountant's perspective. --What the new credit card legislation means for credit unions. --The return of Deborah Matz to NCUA. --Mortgage Disclosure Improvement Act (MDIA) --New Segment-- The Big K Roundup: 1. Community First Credit Union's UBIT case. 2. New kind of fraud--third party is submitting loan apps on behalf of small businesses but using false information and taking 7.9% from people to originate the loans. 3. Developments in member business lending--potential bill to be reintroduced/sponsored by Schumer in NY to take away the member business lending cap. An interesting fact re loan default for commercial loans is that from about 1998-2008 almost consistently (and overall throughout that time frame) credit unions have had significantly lower default rates as compared to banks. The CIiCU hosts are: Brian Witt Guy Messick Faith Anderson Robert Rutkowski Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441 Comments[0] |
Tue, 28 April 2009 It's our 3rd Anniversary! 3 years of CIiCU. Faith, Brian, Guy and I bring you today's show. Here are the topics:--Corporate Stabilization Update. --Negative predictions: regulator consolidation, loss of tax status, CU consolidation, trade associations and leagues going away and the loss of the dual charter system. Let’s discuss each of these in turn. How likely is it? How would it affect the movement? What is the alternative? --UDAP and credit cards: update. --Adverse Action: tips and traps. --Bad employee YouTube videos. The CIiCU hosts are: Brian Witt Guy Messick Faith Anderson Robert Rutkowski Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441 Comments[0] |
Tue, 24 March 2009 Hal Scoggins, Katherine Weber and yours humbly bring you the show this month. Here are the topics:--Corporate Stabilization Update. --Wrongful repossession: tips and traps. --Loan modifications, forbearance agreements and refinancing. --Fincen SAR sharing proposal. --Credit Unions and Student Loans. --New NCUA sign The CIiCU hosts are: Brian Witt Guy Messick Faith Anderson Robert Rutkowski Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441 Comments[0] |
Sat, 28 February 2009 Faith, Brian, Guy, Katherine and Rob discuss the latest happenings in the credit union movement and some common legal questions facing credit unions. Here are the topics:--CUNA's GAC update. --Disclosure Requirements for Refinancings and Modifications. --Living Trusts: Best Practices. (Episode 21 and before) --Regulation D tips and traps (update from episode 3) --FTC Report on FDCPA --Ethical issues concerning employee activities while not on the job. The CIiCU hosts are: Brian Witt Guy Messick Faith Anderson Robert Rutkowski Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441 Comments[0] |
Sat, 31 January 2009 Faith, Brian, Guy, Katherine and Rob bring you the first CIiCU episode of 2009. Here are the topics:--Data Breach Mania! Security response programs revisited. (This is getting crazy right now). --Reg Z final rule --TARP and bailout update. --Contest considerations. --Mortgage cram-downs in bankruptcy. --Bond claim tips and traps. --Remote capture update. --Hunker down or get active? The CIiCU hosts are: Brian Witt Guy Messick Faith Anderson Robert Rutkowski Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441 Comments[1] |
Sun, 28 December 2008 Special Guest Morriss Partee joins Faith, Brian, Hal and Rob on our last show for 2008. Here are the topics:--New credit card rules. --Final CUSO changes. --CUs in the U.S. turned 100 years old one month ago. Are they as relevant today as they were when they were founded just after the turn of the previous century? 90 million Americans belong to a CU, which is approx. 45% of the economically active population. Is the glass half full or half empty? (And they hold only about 6% of total FI assets.) There were 23,000 CUs at their peak in the 1970s. At the turn of the millennium, we were at about 11,000. Now we're down to 8000. What exactly has it been that has caused CUs to be as successful as they have been in their first hundred years? Is it the low rates? The common bond? Or is each CU unique in what makes it successful? Are credit union mergers accelerating or decelerating, and where does it all end? Should we just throw in the towel right now and create one giant credit union that services the entire nation? --Given these newfound tough economic times, what should CUs be doing to effectively get their message out? --How can CUs get involved with the new online social networking and social media tools to get the word out? --Many people are calling for CUs to develop some sort of national branding program. Is that the magic bullet that's missing from having greater numbers of people joining and fully utilizing credit union services, or would that be a huge waste of time and money? --Compliance advisors: when should a CU use a non-lawyer versus a lawyer? --CiiCU in 2009 meta. (suggestions for guests, format etc.) The CIiCU hosts are: Brian Witt Guy Messick Faith Anderson Robert Rutkowski Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441 |
Tue, 25 November 2008 Faith, Brian, Guy and Rob welcome NCUA Vice Chairman Rodney Hood as our special guest this month!Here are the topics: --The overall state of the Credit Union System. --Steps that should be taken to foster confidence in the Credit Union System. --Succession Planning. --The Credit Union Homeowners Affordability Relief Program. --The new REALTORS Federal Credit Union: is it the first of a new breed of credit unions? --Evaluating Third Party Relationships. --Can CUs still pursue viable member business loan programs during a recession? The CIiCU hosts are: Brian Witt Guy Messick Faith Anderson Robert Rutkowski Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441 Comments[0] |
Tue, 28 October 2008 We're back! Hal, Katherine and I enjoy a fun episode with special guest Matt Davis, the Credit Union Warrior.Here are the topics: --FACTA Update --Share insurance: changes, resources and marketing issues --CUs, TARP and the bailout in general --SAFE Mortgage Licensing Act --ATM agreements with third parties --Social media and credit unions update. (The outtakes are worth listening to after the credits) The CIiCU hosts are: Brian Witt Guy Messick Faith Anderson Robert Rutkowski Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441 Comments[0] |
Mon, 13 October 2008 We'll be back in October! Category: general -- posted at: 5:19 PM Comments[0] |

Faith, Hal, Guy, Katherine and Rob bring you a spirited discussion on share insurance, Red Flags, the Credit CARD Act, and more on Corporate Stabilization. Katherine brings us her segment, The Big K Roundup and covers Connecticut low interest student loans and Mortgage Modifications.
We're back! Hal, Katherine and I enjoy a fun episode with special guest Matt Davis, the